For the longest time, investing felt like something “other people” did—people who already had money, people who understood charts, people who didn’t flinch at financial jargon. I used to think, “Maybe one day… when I’m earning more… when life is less busy… when I finally feel ready.”

But here’s the truth I wish someone told me earlier: You don’t wait until you’re ready to invest. You become ready by starting.

And sometimes, starting small is the most powerful thing you can do.

Why Starting Small Actually Works

There’s a quiet kind of confidence that comes from taking small steps. You don’t need $500 or $5,000 to begin. You don’t even need to understand everything. You just need to begin with what you have.

Small amounts grow. Small habits compound. Small decisions build momentum.

And in Canada, one of the easiest ways to start is through Wealthsimple—a platform designed for beginners, busy people, and anyone who wants to grow their money without overthinking every move.

Why Wealthsimple Made Sense for Me

When I first explored investing, I wanted something simple, safe, and beginner‑friendly. Wealthsimple checked all the boxes:

• No account minimums
• Fractional shares (so you can buy pieces of big companies)
• TFSA, RRSP, FHSA options
• Auto‑investing and round‑ups
• Clean, intuitive app
• Canadian‑friendly through and through

It felt like a platform that didn’t judge me for starting with $20. It welcomed me.

How I Started (And What I Learned)

I began with a tiny amount—just enough to prove to myself that I could do it. I set up a small automatic deposit, explored the app, and watched my first few dollars grow.

It wasn’t about the amount. It was about the shift.

I realized investing isn’t about being rich. It’s about building the habits that help you get there.

Even seeing a few cents of growth felt like a win. It reminded me that money doesn’t only move when I’m working—sometimes it grows quietly in the background.

A Simple Beginner’s Guide to Starting with Wealthsimple

If you’re curious but nervous, here’s a gentle, beginner‑friendly path:

1. Download the Wealthsimple app

It’s available on iOS and Android.

2. Choose your account type

• TFSA for long‑term, tax‑free growth
• RRSP for retirement
• FHSA if you’re saving for your first home
• Personal account if you just want to start quickly

3. Start with any amount

Even $5–$10 weekly builds the habit.

4. Explore portfolios or try Wealthsimple Trade

You can choose automated investing or pick your own stocks.

5. Check your progress monthly, not daily

Investing is a long game. Let your money breathe.

If You’ve Been Waiting for a Sign, This Is It

You don’t need to be perfect. You don’t need to know everything. You just need to begin.

Your future self will thank you for planting the seed today.

If you’re ready to start your investing journey, Wealthsimple makes it easy—and you can use my referral code to get started:

👉 Use the link: https://www.wealthsimple.com/invite/JGZURAhttps://www.wealthsimple.com/invite/JGZURA

It’s a little boost to help your first investment grow.

✨ Final Thoughts

Starting small isn’t a weakness—it’s a strategy. It’s sustainable, realistic, and empowering. And if you’re someone who’s been wanting to take control of your finances, this might be the gentlest, most doable first step.

Whenever you’re ready, your journey can begin with a single tap.